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Recent Posts in Debt Division Category

  • Protecting Your Credit in Divorce

    || 26-Jun-2017

    When you get a divorce, your financial responsibilities are entered into a court order and they’re legally enforceable. Suddenly, terms like child support, spousal support, and “responsible for half of all uninsured medical costs” take on a whole new meaning. If you fail to pay that child support payment, or if you fail to separate your joint credit card accounts, your auto ...
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  • Requirements for an Uncontested Divorce

    || 20-Mar-2017

    Are you and your spouse unhappy? If you both want a quick, affordable, uncontested divorce in Pennsylvania, Cairns Law Offices is here to help. With our low-cost divorce services, it is possible to achieve a quick divorce for just $219 – with no hidden fees. If a quick, cheap divorce sounds good to you, you may be wondering, “What do I have to do to qualify?” In order for you to ...
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  • Contempt of Court in a PA Family Law Case

    || 13-Mar-2017

    When couples obtain divorces in Pennsylvania, typically these individuals will sign marital settlement agreements, which address property and debt division, and child custody. As written documents in a divorce, these agreements are legally enforceable in court. If one of the divorcées fails to hold up their end of the marital settlement agreement, they can take their ex-husband or wife to ...
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  • Paying Off Debt Before Divorce

    || 27-Feb-2017

    If you’re contemplating divorce, you know that one of the most difficult parts is dividing debt. Suppose your spouse agrees to pay off certain debts and they fail to repay one or more debts after the divorce is final – this can present a big problem. Even if a spouse has specific debt obligations spelled out in the divorce decree, that doesn’t mean that the other spouse is ...
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  • Dividing Debt in a Pennsylvania No-Fault Divorce

    || 23-Jan-2017

    If you and your spouse have agreed on seeking a mutual consent, no-fault divorce, you are setting yourselves up for success and we congratulate you both. When it comes to divorce, ending things amicably is best for all involved. As a bonus, it saves a lot of money! Let’s say you are ready to file your no-fault divorce. You and your spouse may or may not be getting along; however, you have ...
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  • Can I Control Property Division in My PA Divorce?

    || 16-Jan-2017

    If you are headed for divorce and the laws and the whole process are new to you, there’s a good chance that you’re wondering if you can have any control over how your assets and debts are divided. Can you decide on a settlement? Or, is it all up to the judge? It can go either way – you and your spouse can decide on a fair settlement or a judge can decide for you; it all depends ...
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  • Is a Cheap Divorce Too Good to Be True?

    || 9-Jan-2017

    For tens of thousands of couples, the “cost” of divorce keeps them from ending an empty, unsatisfying, or otherwise hollow marriage. They’ve heard of divorces costing spouses $3,000 to $5,000 each, if not more, and they’re afraid they can’t afford to end their unhappy marriage so they decide to “grin and bear it, sometimes for years on end. If you live in ...
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  • Divorcing? Get Your Finances in Line!

    || 13-Dec-2016

    Researchers estimate that 45 to 50% of first marriages end in divorce in the United States. For second and subsequent marriages, the divorce rate is even higher. You may ask, “Why is the divorce rate so high in the United States?” Many experts and divorce attorneys agree that two factors play a key role in the rate of divorce: 1) women are more economically independent than ever ...
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  • Divorcing? Start Preparing Now!

    || 2-Nov-2016

    We all know that breaking up is hard to do, and sometimes, it's not the part about splitting with one's spouse that's difficult, it's severing the financial ties. A lot of people find money difficult. They hate to have to sit down in front of their computer for an hour and pay bills online, or they hate having to write out a dozen checks. It's just not fun. When it comes to ...
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  • Advantages of a Marital Settlement Agreement

    || 12-Sep-2016

    In Pennsylvania, divorcing couples can get divorced the easy way or they can get divorced the "hard way." By the hard way, we're talking about the two-year separation divorce where one of the spouses refuses to consent to the divorce. In these situations, one spouse wants a divorce and the other spouse won't have it. In effect, the stalling spouse is simply stretching out or ...
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  • Am I Responsible for My Spouse's Debts?

    || 17-Aug-2016

    One of the reasons why people put off divorce is because they're afraid that it's going to get complicated, and that is an understandable fear. When you factor in a couple's assets, children, and debts, there is a lot of sorting out that has to be done. Some couples decide to stay in an unhappy marriage because they feel overwhelmed at the prospect of severing their financial ties. ...
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  • Dividing Debt in a Pennsylvania Divorce

    || 18-Jul-2016

    If you live in Pennsylvania and are headed for a divorce, you will not only need to decide how to divide your assets, but you and your spouse must address your debts. Pennsylvania is an " equitable distribution " state, which means that a married couple's marital assets and debts are divided in a fair and equitable manner – but not necessarily equally. Ideally, you and your ...
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  • What Property is Divided in a Divorce?

    || 31-May-2016

    If you are headed for a divorce, you are probably curious about your rights to property under Pennsylvania's divorce laws, and reasonably so. What are you entitled to? Do you have to split up your marital assets 50/50? Here is what you need to know about property division in a Pennsylvania divorce. In the United States, there are two methods of dividing marital property: equitable division and ...
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  • Starting a Divorce in Pennsylvania

    || 15-Feb-2016

    Are you considering filing for divorce in Pennsylvania? If so, do you know what needs to be done in order for the process to get started? If you will be the one to initiate the divorce, you will be called the "plaintiff" and your spouse the "defendant." To begin, a legal document called a Complaint of Divorce will need to be filed at your local courthouse. The complaint will ...
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  • Uncontested divorce attorney Laurence Rutenberg has died, and Cairns Law Offices would like to help his clients finish thier cases cheaply and quickly (for as little as $219). Attorney Rutenberg filed his divorce cases in Potter County, and many of his clients and prospective clients are now unable to finish the divorces that Attorney Rutenberg filed for them, or was going to file for them. ...
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  • Why It's Best When Couples Reach a Marital Settlement Agreement

    || 27-Apr-2015

    When a Pennsylvania couple files for divorce, their marital property is subject to the rules of equitable distribution. Unlike community property states such as California, this does not mean that the marital property is divided 50/50. Rather, marital property is divided in a manner that the judge believes is "fair." In a Pennsylvania divorce, property is categorized as either separate ...
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  • Financial Considerations in a Divorce

    || 23-Sep-2014

    A huge issue for divorcing couples is understanding how their financial needs will change after a divorce. One spouse may even be unaware of the family's financial situation since they were not in charge of bills or bank accounts. Couple Must Talk Finances Undergoing a divorce means that a couple needs to have an honest conversation about their finances. As part of a settlement, there are a ...
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  • How Long Does Divorce Take in Pennsylvania?

    || 10-Jun-2014

    It depends on what kind of divorce we're talking about. If you go the peaceful route of the no-fault divorce, it can take a matter of five months, which would include a 90-day wait after filing for the divorce, a wait to allow both parties to "cool off". With Cairns Law Offices, however, a no-fault divorce in Pennsylvania could take as little as four weeks to finish. If, however, ...
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  • Does Student Loan Debt Get Divided in Divorce?

    || 18-Apr-2014

    In today's society, it's very common for individuals to have high amounts of student loan debt. With student loans often being paid back over a decade or multiple decades, it is also common for the issue of student loan debt to come up in the divorce process. How is student loan debt divided? Is it split down the middle, or does it strictly remain with the spouse whose education incurred ...
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  • What is the "Cairns Method" of getting a divorce?

    || 12-Jun-2012

    There is now a simpler way of getting an uncontested divorce - an online divorce. No longer do you have to spend time and money traveling to see your lawyer or to go to court. Plus, you'll never wonder when your attorney will contact you or wonder where your case stands. We have developed a convenient and seamless online solution for you. Here are some things to note about the Cairns method of ...
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